I just checked with Progressive Florida. My Can Am Spyder costs me $230.00/year, people with Slingshot's pay $400.00/year. When They quoted me on the Elio, they quoted it as a car and the cost was $800.00/year. Needless to say, we need to find the agent who lists it as a motorcycle.
Here's their commercial. The relevant part is about 17 seconds in.
https://www.libertymutual.com/insurance-content/media/video/commercials/34car-commercial/34Car.mp4?v=2015110710490221
Hi from Buffalo, NY. Just joined to support the Elio concept. Hopping the trike can handle salted winter roads ok. Also would like to speak to what I see as the other side of the equation in owning a commuter car: that is insurance. Being in the building trades I drive a tank to the jobsite...